Best Structured Settlement Companies for 2018
Structured settlements are legal settlements where a defendent pays a specified settlement amount to a plaintiff in installments over time. For instance, if you win a $50,000 settlement, you may receive $1,000 a month for 50 months or $1,000 a year for 50 years, depending on the terms of your structured settlement. Structured settlement payments can also result from other annuities of various types. Instead of receiving a settlement over the course of many months or years, many people prefer one lump sum which can then be spent or invested immediately.
Sometimes, a recipient of a structured settlement will seek out a buyer to purchase all or a portion of their payments. A structured settlement company, sometimes called a factoring company, then pays the consumer a discounted lump sum in exchange. This system can benefit the consumer by allowing access to money up front, and can also benefit the company that purchases the settlement at a discount. Because some predatory companies take advantage of less knowledgeable consumers, it is important to know what to look for when choosing a settlement company.
Compare Reviews for Top Structured Settlement Companies
1. Fairfield Funding
Fairfield Funding purchases structured settlements and annuities. Backed by a 100 percent guarantee, Fairfield works to get you the best price, needed cash in as few as five days, no interest advances and fast closings.2. Peachtree Financial Solutions
Peachtree Financial Solutions has helped tens of thousands of people reach their goals. As a leading purchaser of structured settlement payments, it can buy all or some of your future payments so you can take the next big step.3. J.G. Wentworth Structured Settlements
J.G. Wentworth Structured Settlements has been purchasing future payment streams for more than 20 years. With a best price guarantee and customized transactions to fit your needs, J.G. Wentworth can help you get the cash you need.4. Rapid Capital Funding
Rapid Capital Funding is a structured settlement purchaser that can assist you with renegotiating your settlement and expediting payouts. Rapid Capital Funding offers an ATM debit card allowing for instant funding.5. Oasis Legal Finance
Oasis Financial is a structured settlement company headquartered in Illinois. In addition to purchasing future payments, Oasis offers pre-settlement funding to provide cash during personal injury or accident lawsuits.6. SenecaOne
SenecaOne is a structured settlement and annuity purchasing company located in Bethesda, Marlyand. It offers payment plans customized to the recipients, giving them control of how much or how little they sell.7. Stone Street Capital
Stone Street Capital is a structured settlement company in Bethesda, Maryland. It offers quotes via phone, making the process of getting cash quick and painless. The company personalizes every quote to meet specific needs.8. Woodbridge Structured Funding
Woodbridge Structured Funding is a California-based structured settlement company. It goes beyond the basics with its guaranteed highest price on a buyout, offering $500 if you get funded by the competition.9. Annuity Transfers, Ltd.
Annuity Transfers is a Texas-based structured settlement company. The company offers personalized service that walks the customers through the process and the financial implications of their sales.10. Annuity.org
Annuity.org is a company that buys annuities and structured settlements for consumers who prefer a one-time lump sum instead of smaller payments over time. The company is a partner of Pennsylvania-based CBC Settlement Funding.Source : consumeraffairs.com